Builders
Acquisition and construction financing for new homes, renovations, and infill projects, with draws tied to verified progress.
Private real estate lending in Metro Atlanta
Real estate deals do not wait for appraisals, endless paperwork, or bank committees
Portfolio Lending Group, LLC provides fast, practical financing for builders, developers, real estate investors, and owners or buyers of distressed property. We understand the asset, make decisions locally, and structure the loan around the deal.
Local decisions
Direct access to people who know Metro Atlanta real estate
Practical structures
Terms shaped around the property, the plan, and the exit
Clear execution
A straightforward process from first conversation through payoff
Who we finance
Capital for experienced people doing real work.
If the opportunity is sound but the timing, property, or structure falls outside a bank’s box, talk with us.
Developers
Short-term capital for residential land, lots, and projects that need an experienced lender to understand the full business plan.
Real estate investors
Financing for acquisitions, value-add plans, fix-and-sell projects, and bridge situations where speed and certainty matter.
Distressed-property owners & buyers
Practical options for time-sensitive properties, workouts, discounted acquisitions, and situations traditional lenders usually avoid.
Why PortfolioLG
Built to solve the financing problem, not force every deal into the same box.
Private lending should offer more than a quick quote. It should bring judgment, clarity, and the ability to close.
- You reach the decision-makers.No layers of loan officers and distant committees. The people assessing the property are the people structuring the loan.
- We understand the collateral.Our team has deep experience in Atlanta residential lending, construction, development, and Georgia tax deeds.
- We look at the whole deal.Borrower experience, basis, scope, marketability, leverage, and exit all matter. A strong transaction is more than a credit score.
- We stay involved after closing.Draws, site visits, and direct communication keep the project moving and identify issues early.
- We can work through complexity.Because our team includes lenders, builders, and developers, we can evaluate situations that automated underwriting cannot.
An open door for real estate opportunities
We want to see every deal.
Bring us the opportunity, even if you are not sure it fits. If PortfolioLG is the right lender, we will work to structure a clear path forward. If it is not a match for our capital, we will help place the deal when we can—or, at minimum, point you in the right direction.
That approach creates natural synergy across our four-part business model. Lending gives us a wider view of the market; our development and acquisition experience helps us recognize the value in a complicated property; and our relationships help connect credible deals with the right next step.
High-end residential development
Affordable housing development
Below-market property acquisition
Private real estate lending
What we finance
Short-term real estate loans for specific opportunities.
- Acquisition & constructionPurchase, vertical construction, major renovation, and completion financing for experienced operators.
- Bridge loansCapital to acquire, stabilize, reposition, or carry a property to a defined refinance or sale.
- Distressed & workout situationsLower-leverage financing for borrowers or buyers with a credible plan to resolve a time-sensitive property problem.
- Transactional fundingShort-duration funding for qualified professional buyers completing back-to-back closings.
- Georgia tax deed opportunitiesProperty-backed financing informed by years of experience with Georgia’s tax deed process.
What helps us say yes
A clear use of proceeds, a realistic budget and timeline, meaningful borrower equity, an understandable exit, and a property we can independently value. Every loan is evaluated individually.
How it works
A direct path from opportunity to closing.
01
Tell us about the deal
Send the property, requested loan amount, use of funds, timeline, borrower background, and exit plan.
02
We screen it quickly
We assess fit, basis, leverage, feasibility, and the path to repayment, then tell you what we need next.
03
Agree on the structure
We outline the proposed terms, complete property and borrower diligence, and prepare the closing documents.
04
Close and execute
After closing, one team stays with the loan through draws, inspections, payoff, or the next financing event.
Start a financing conversation
Include the property address and your requested closing date if you have them.
3,000+Loans originated across the team’s lending history
$1B+Total lending represented by that experience
<0.5%Historical default rate across the referenced lending record
Experienced judgment
Capital discipline backed by real property experience.
PortfolioLG combines disciplined underwriting with direct operating experience in Metro Atlanta real estate.
The Atlanta Lending Team
Local experience. Direct guidance.
Our team brings decades of experience across commercial banking, private lending, credit underwriting, loan servicing, capital allocation, construction, development, and direct real estate ownership.
TARCAT Holdings LLC provides consulting services including collateral assessment, underwriting, and risk management. The company was formed in 2011 by Ward Wight and Rob Thurman, local real estate professionals with years of experience in all aspects of the Metro Atlanta investment real estate market, including construction, distressed property management, and extensive work in Georgia tax deeds.
That experience is reflected in a track record spanning thousands of loans, more than $1 billion in lending, and a historically low default rate across multiple market cycles. From the first review through closing, construction draws, and payoff, the Atlanta Lending Team is ready to guide you through the process with practical advice and direct access to decision-makers.
Atlanta focused
Close to the properties and the people doing the work.
Local knowledge matters when a loan depends on street-by-street values, construction execution, permitting, and a realistic exit.
We concentrate on Metro Atlanta residential real estate so we can walk the property, understand the submarket, know the professionals involved, and stay close enough to act when circumstances change.
For prospective investors
Request an invitation to the private investor information.
PortfolioLG also works with accredited investors who want to evaluate participation in specific real estate loans. Detailed materials are confidential and available by invitation following an introductory conversation.
- Participation tied to a specific property
- First-priority lien position rather than a blind pooled fund
- Opportunity to review the property, borrower, and proposed terms
- Complete terms and risks provided in the private materials
Have a property or project?
Start with the deal in front of you.
A concise package helps us respond: property address, purchase price or current value, requested loan amount, project scope, borrower experience, timeline, and exit plan.
Portfolio Lending Group, LLC
Metro Atlanta private real estate lending
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Financing request
Tell us about the property and the opportunity.
Send a concise package to the Atlanta Lending Team. We will review the deal, identify the next information needed, and respond with a practical direction.
Include what you have
- Property address and property type
- Purchase price or current estimated value
- Requested loan amount and use of funds
- Project scope, budget, and timeline
- Your relevant real estate or construction experience
- Target closing date and planned exit
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Investor invitation request
Request access to the private investor materials.
Detailed information is shared by invitation after an introductory conversation with qualified prospective investors.
Include in your introduction
- Your name and preferred contact information
- Your connection to PortfolioLG, if applicable
- Your experience with private credit or real estate investing
- Your general interest in reviewing individual loan opportunities
- A convenient time for an introductory conversation
Financing information. All loans are subject to underwriting, property review, legal documentation, and final approval. Loan types and structures described on this site are illustrative and may not be available for every borrower or property.
Investor information. Nothing on this public site is an offer to sell or a solicitation of an offer to buy any security or loan participation. Any opportunity will be described only in confidential offering and transaction documents provided to qualified prospective investors. Private real estate lending involves risk, including possible loss of principal. Past performance is not indicative of future results.